Cyclescheme

Cyclescheme is a way to pay for your new bike through a monthly salary sacrifice. The payments are taken directly from your gross salary which means you don't pay any interest fees and you reduce the amount of Income Tax and National Insurance you pay.

With Cyclescheme, you save 21-42% on your new bike through tax efficient payments. Once you've checked your employer is signed up to Cyclescheme, you can go ahead and ask us for a quote or place an order if you've already got a Certificate.

Most employers choose not to set a Cyclescheme order limit. This means you can get the exact bike or e-bike and accessories you need to cycle commute. Visit cyclescheme.co.uk, select 'I'm an employee' and enter your employer's name to see your limit.

No, you can't add your own money when paying with Cyclescheme as per the Cycle to Work scheme guidance.

Once you have proceeded through checkout using the Cyclescheme payment method, it's not possible to amend items on the order so we recommend including all eligible accessories on the initial order.

We have a 14-day return policy, which you can read more about here.

Once you have applied for your Certificate, the process typically takes 3-14 days, depending on how quickly your employer processes your application. If you have an application in place, you can check the status via your Cyclescheme login here.

The standard period for a Cyclescheme Certificate is 12 months. Some employers do offer 6, 18 and 24 month schemes. You will ultimately need to check with your employer.

If you ever need help with your Cowboy bike, we'll ensure you solve any issue as quickly and easily as possible. Find further information on our Help Center.